Looting might have more gold but there are more items one can't pickup than before?

Skip ahead doesn't work now?

I change settings while playing and it went back to my last save losing all I had done up to that point? My bad???
Mabye that can only be done, WHEN?

Also noticed the game is harder to play with more npc's than before? Now what did I say about the fun gone if you make the game Harder?
I always play on the just the story and that is also missing, unlike the W3?
Making the game...

Here is what doesn't happen in-game? Today, Saturday, 1-31-21 3:30pm RP Sgt. Friday?